Things Every Business Owner Needs to Know About Commercial InsuranceThings Every Business Owner Needs to Know About Commercial Insurance

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Things Every Business Owner Needs to Know About Commercial Insurance

As a business owner, you have to know a lot of diverse information, and that includes understanding how commercial insurance works. Whether you are booking a policy for your fleet of vehicles or simply to cover your business in general, I want to help. Hi, my name is Katie, and I worked in business management and human resources for years. Recently, I stepped back to stay home with my kids, but as a creative and intellectual outlet, I decided to start this blog. I hope that you enjoy it, and if my posts are useful to you, please share them with your friends. I want to help as many people as possible.

Four Indicators That Your Business Needs Public Liability Insurance In Australia

Public liability insurance is a type of commercial insurance that protects the business against claims for damage or injury caused by the business's products or services. Here are five indicators that your business needs public liability insurance in Australia; 1. Your Business Needs Public Liability Insurance If Your Business Has Face-To-Face Customers    If your business has face-to-face customers, then you should have public liability insurance coverage. People who visit your place of business may sustain injuries while they're there — whether they slip on an uneven floor or fall off the equipment that you provide. Read More 

Current Issues Affecting Workers’ Compensation Insurance

By law, workers' compensation insurance is compulsory for all employers in Australia regardless of whether employees are permanent or under contract. Therefore, business insurers must design insurance facilities that attract potential clients. However, insurers and scheme owners must remember that certain aspects of workers' compensation insurance are dynamic. For instance, the price of premiums and the development of new insurance products change according to prevailing industry drivers. This article highlights current issues affecting workers' compensation insurance. Read More 

If I run a business from my home-based office, do I need insurance?

With the myriad of different types of insurances that now exist, it is of little wonder that people who run businesses from home-based offices are often confused as to whether they need insurance for their business or not.  More often than not, home-based business owners don't think they need this type of insurance  - for example, they may feel they have no assets to insure as they run a consulting type business, or think their business assets are covered under a different type of insurance. Read More